Eating Gluten Free on a Budget

Last February I wrote a post about Strategies to Lower your Grocery Bill. At the end of the first part I asked my readers to share their tips on frugal shopping and, if they wanted, to share how much they spend on groceries each month.  The comment below blew my mind:

Heather: Our grocery goals our all about Eating Gluten Free On A Budget, and have been $275 a month, or an average of less than $70 a week for 2 adults and 4 children (under 7). Groceries are bought in a city of 100,000 in the Midwestern U.S. I make almost everything from scratch, and rarely even buy a can of beans (that’s a convenience item to us!). With prices for gluten-free items, I anticipate our grocery bill will probably be around $350-$400/mth or under $100/wk.

My goal at the time was to get my grocery bill under $600 a month and then work down to $400. I couldn’t imagine only spending $275!  So, I emailed Heather to ask how much she was spending now that they were gluten free and if she would be willing to share her tips. Heather graciously agreed and we exchanged several long emails.

Gluten-Free Shopping on a Budget

Mary Frances: I thought about your comment on my grocery budget post when I was at the grocery store tonight. I am amazed that your grocery store budget was so small (at least it seems small to me) for so many people.How is it going now that you’re buying gluten free foods? I would love to know how you do that and to share that with my other readers.

Heather: I’m honestly not exactly sure yet how our budget is now that we’re buying gluten-free foods.  One way that we save money on our grocery budget is by buying in bulk, and stocking up when items are on sale. I’ve only been gluten-free for 2 1/2 months, so it’s hard to get a
good sample.  For example, I bought 50 lb of brown rice flour last month, but I wouldn’t buy that every month!

Our meat supply in the freezer had gotten low, and there were good meat sales this past month.  So I stocked up on boneless skinless chicken, ribs, hamburger, pork sausage rolls, etc.  I won’t have to really buy any meat for 3
months.

Also, we’ve blown some money on trying new things that we won’t buy again.  For example, I can’t stand the taste of amaranth flour, so the rest of that got pitched!  I’d really probably need another 3 or 4 months to get a faithful average.

I actually discovered at the same time that I am lactose-intolerant as well.  So, we stopped using real butter, and bought Light Blue Bonnet
Margarine, which is cheaper.  And, a lot of casseroles we used to have included cheese, but now that’s being left out, though sometimes it’s
on the side for the rest of my family.  So, that’s actually saving us money.  Though, there are definitely more expenses than savings!

I’d say our average monthly bill now is probably about $350-$400 a month for 2 adults and 4 children under age 7, with baby #5 due in January.
That’s an increase of $80-$130 a month from the days when we didn’t worry about gluten or dairy.

Let me give you the bullet points on how we save money on the grocery budget.

Tips for a Frugal Gluten Free Diet

Heather: Here’s an expansion of my bullet points, sharing how I’m spending approximately $350-400 a month to feed my family of 2 adults and 4 children under 7.  Almost all food that we eat being gluten-free, except for the occasional loaf of WW bread for the rest of the family, and buying WW pasta for them (and brown rice pasta for me).

1. Stock up on items when on a good sale.

Buy enough to last you to the next time it’ll go on sale at that price.  Buy frozen vegetables when they’re on sale for $1/lb.  When canned beans are on sale for $.40 a can, buy enough to last you a few months until the next sale.

We have a second freezer, so we can do this with meats as well.  At our Super Walmart, 3 lb of boneless skinless chicken breasts are priced just under $8, or over $2.50/lb.  But, at least once every 3 months, they are on sale for under $2/lb at one of the two other local grocery stores that we shop at.  We stock up then, and it’s the same with ground beef or any other meat.

If you have a Kroger near you, they have cheese on sale for a good price at least once a month. Cheese lasts in the fridge for several months.  You can also freeze shredded cheese without a noticeable loss in texture; chunk cheese, however, will be crumbly.

2. Make foods from scratch.

It’s not only cheaper, but usually healthier.  My convenience foods are things like taco sauce, tortillas, cans of unseasoned diced tomatoes, and a huge box of unseasoned mashed potato flakes.  Most people don’t even think of the first three as convenience foods! I make all of our bread products from scratch, including muffins, pancakes, etc. One big reason I don’t have a huge budget with eating gluten-free is that pretty much the only “gluten-free” items I buy are the flours, xanthan gum, and brown rice pasta.  None of the convenience items that are so expensive, like pancake mixes, breads, etc.

I don’t buy snack foods like crackers or chips; we have popcorn or fruit instead.  We do have the one occasional exception of tortilla chips being used with beans and such for dinner.  I buy dried beans instead of canned.  I don’t buy instant rice.  No frozen foods or meal packets or anything like that.  Etc.

Want an example of how big a difference making things from scratch can
make? At our Walmart, it is $1.66 for 2 lb of dried pinto beans, which has 26 servings, or $0.063 per serving. For store-brand canned pinto beans, it was $.52 for 3 1/2 servings, or $.1485 a serving. Even when bought on sale for $.40 (the cheapest sale I see around here), canned beans are still $.114 a serving.  So canned beans are twice as expensive.  And it’s not that hard to soak beans the night before or use the quick-soak method on the package, if you plan ahead.

3. Buy generic brands when possible.

There are only a few items that we think taste substantially better when a name-brand is bought; other than that, we don’t buy name-brand.  One potential exception is a store like Sam’s Club where you can buy name-brands in a large quantity, that may make them cheaper than a smaller amount of a generic brand.  But, still the biggest savings often comes buying a generic brand when a grocery store has it on sale, sometimes even as good as buy one, get one free.

4. Buy in bulk.

We have a Sam’s Club membership. For example, we don’t buy small bottles of K.C. Masterpiece, but buy a 2-pack of larger bottles at Sam’s.  Many stores, such as Walmart, include the price of an item per ounce or some other common denominator, which makes it easy to compare prices of different-sized containers and different brands.

5. Know the cheapest place to get expensive items.

With gluten-free food, buying flours at an Asian Food store can be a real blessing!  I was amazed at how cheap tapioca starch and sweet rice flour were there! Tapioca starch is $.99 for 14 oz, instead of $2.29 for 12 oz at the health food store.  We use real maple syrup instead of pancake syrup, and it is far cheaper at Sam’s Club than anywhere else we’ve found, and the same with nuts.  We live in the country in the Midwest.  In the fall, a man near us sells 50 lb of potatoes for $8, instead of 10 lb for $2.97 at Super Walmart.  So in the fall, we buy 50-100 lb of potatoes from him.

6. Buy less expensive cuts of meat and less expensive produce.

You can have huge savings in this category.  Steaks are the most expensive meat we buy, and we don’t pay more than $2.29/lb when they’re on sale.  No, we’re not getting the fancy cuts of beef or filet mignon, but it’s not worth the extra money to us.  For chicken that we’re just planning on eating plain or barbequed, we buy chicken leg quarters and take off the skin.  We do buy boneless skinless for casseroles and such, but for years we didn’t.  Pork sausage rolls are bought on sale for $1.50 or less per lb.  Etc.

For vegetables, we buy bags of carrots, cabbage (eaten raw and cooked), and frozen vegetables when on sale for $1/lb.  We do treat ourselves to baby carrots, usually bought on sale or in bulk for less than $1.50/lb.  For fruit, we usually have 100% juice, bought in frozen concentrate, because we don’t go to the store every week.  It’s about $1 for 6 servings.  When we buy fresh fruit at the grocery store, it’s bananas, or occasionally oranges when on sale.  In the fall, from a local orchard, we buy apples for $12 a half bushel (21 lb) and peaches for $16 a half bushel (25 lb).  Before we had a local orchard, we rarely had those fruits.  Now, we can enjoy them fresh, and freeze some for pies later in the year.

7. Selectively have “normal foods,” when cheaper, for the rest of the family.

I don’t want to make everything with a “mine” and “theirs” version, but some things are relatively easy to do.  When we have pasta with spaghetti sauce, I make their pot of whole wheat pasta, and mine of brown rice pasta, and then I serve the sauce separately.  If I have a busy week and want easy lunches, I buy the cheapest 100% whole wheat bread for sandwiches for the rest of the family.  It’s much easier to feed one person for lunch on leftovers and hodge-podge than it is to feed two adults and four children in the same way!

8. Grow a Garden.

We’re not doing this as extensively as in previous years. We have 4 3×20 beds of strawberries that this summer will yield over
60 quarts of strawberries.  There was an initial investment, and no crop the first year, but every year after that, we’ve been able to expect approximately 50 quarts, or more in a good year.  That means that for several weeks we don’t have to buy any fruit, and we’re able to freeze some for strawberry pancake syrup and other uses during the year.  This year we also planted 3 cherry tomato bushes, a half dozen summer squash and zucchini plants, 24 cabbage plants, and 120 sweet corn plants.  Selective gardening could help the food budget of many people, without too much work or too much space.  A tomato plant is agood example of something that meets that criteria.

9. Make your own convenience foods to have for busy days.

If you have a couple homemade casseroles, a pre-baked pizza crust, and a few dozen muffins in the freezer (or a few of your own just-add-egg-oil-and-water mixes), you’re less likely to resort to expensive pre-made items.  Even if I use dried fruit, I can make a gluten-free muffin mix that makes a dozen muffins for $2.50 or less.

10. Eat leftovers.

It’s amazing how many people get rid of leftovers because they don’t like to eat them, or because they get lost in the depths of the fridge.  We tend to eat leftovers for lunch, or have a leftover dinner night once a week.

We don’t use coupons:

One thing that you may have expected to find on this list, but didn’t, is coupons.  I don’t use coupons.  One reason is that I don’t make food from scratch only to save money, but also for health benefits. Many of the items that have coupons (breakfast cereals, meals in a
box, freezer meals, cookies, etc) are not of interest to me.  We don’t buy a local paper, and I don’t have any interest in keeping track of large numbers of coupons to use.

More Tips:

Other money-saving things we used to do, but don’t any longer, are to eat non-meat meals 3 nights a week.  These can be beans, breakfast at
supper (with eggs), spaghetti (without meat).  We have meatless meals 1-2 nights a week on average now.  Also, we used to eat much smaller servings of meat, but we’re a bit more generous with ourselves in recent years.

Occasional Splurges:

And there are things we splurge on for health or taste reasons.  We buy real maple syrup and brown rice pasta for the health benefits.  Of course, there are taste benefits as well!  I used to not buy flour tortillas, but made my own.  I used to not buy something like a giant box of unseasoned potato flakes.  We used to have smaller servings of meat.  But when we were married, my husband was a graduate student making $20,000 a year, and his income is substantially higher now.  We could shave $50-$100 off of our budget a month if we wanted to or needed to.  But, we’ve chosen to cut down on the number of grocery trips to maximize family time, and we’ve chosen to treat ourselves a bit compared to our strictness of previous years.

It’s not a contest to see who can spend the least on groceries, but about what’s important to your family.  If your family has debt, would like more
money to spend on other things, want to be able to save more, etc, then it’s probably worth considering ways to slash your grocery budget.  But, if you’re comfortable, then you certainly don’t have to.

Even more tips

  1. Did you use a price book to learn what the best prices are and how often things go on sale? No price book.  Items not on sale are almost cheaper at Walmart. And I just maintain a good impression of what a good sales price is. If something is a good sales price I usually buy enough for 3 months or so.
  2. If someone is using all of their grocery budget right now, how do they find the money to start stocking up on food items? In general, if you change nothing else except for stocking up on sales items, you will save money.  So, you have two choices to get started.  Either save money from some other area for a few months to get you started (such as cutting back on eating out or entertainment) or to cut back on grocery budget by making more from scratch, cutting back on pop or snack foods, avoiding expensive foods, etc.  This could even just be a temporary thing to allow you to get a surplus to start stocking up on sales items.
  3. How many servings of fruits and vegetables does your family average per day? I think many people fear that a budget of $350 – $400 would mean eating lots of beans and grains. 1-2 fruit servings, 3-4 veggie, for a total of 5 on an average day.  Fruits are usually 100% juice from concentrate, unsweetened bananas, or garden strawberries.  Veggies are usually raw carrots, raw/cooked cabbage, frozen broccoli or peas.  In season, we have summer squash and tomatoes from our garden.  On sale, I will sometimes buy leaf lettuce for $.99/lb or fresh tomatoes for $.99/lb.  But, that’s like once or twice a year when they’re on sale.
  4. Do you use a pressure cooker to cooker your beans? Do you pre-cook a lot of beans and then freeze them until needed? I just cook beans in a normal pot, covered, for 1 1/2 hrs at a mild boil.  And I cook what I need because I’m home in the afternoons.  But cooking a bulk ahead for those who would like the convenience of just pulling some out of the freezer is a good idea.
  5. How did you find farmers in your area that sell things in bulk? The local orchard and potato man were just off the main road, and we drove by them. Our local weekly paper (free) has ads from many farmers or garden stands.  Also if you have a farmer’s market, you can ask around there.  Some may be willing to sell a larger quantity for a lower price.
  6. Since you only do Wal-mart once a month, do you plan a whole month’s worth of menus as once? I do not menu plan beyond a few days in advance.  I prepare meals with what I have on hand.  I rarely buy special ingredients.  Almost everything is kept on hand, and I buy more of something that I usually buy at Walmart if I’m low on it.  But, if I run out of taco sauce for
  7. bean burritos, which I did this month, we can have beans and rice, beans and cornbread, chili, refried beans, etc until the next Walmart trip.
  8. When you were really trying to minimize your grocery costs, did you forgo making any recipes that had expensive ingredients?  Even though I cook most of our food from scratch, I still end up spending a good bit on arborio rice for risotto or nori sheets for homemade sushi. I don’t use expensive ingredients.  As I said, meat is kept under $2.29/lb.  If a recipe called for ricotta cheese, I substituted cottage cheese.  I use just brown rice across the board.  Though I might have liked something like ravioli, I didn’t buy it with the exception of making it for an anniversary dinner or something.

12 thoughts on “Eating Gluten Free on a Budget”

  1. Thank you for doing this series!!!! I am rather sad with the lack of frugal idea’s on the net for wheat and dairy intolerant people!!! I’m lucky enough to only be intolerant and not celiac and allergic…but I’m pulling my hair out here trying to figure out how to control grocery costs for this kind of eating!

  2. Is there a good guide to grinding your own grains into flour? I’m intruiged by this! I’m about to start experimenting with cooking dried beans to save $ (The debate over slow-cookers is worrying me, though…someone suggested rice cooker, so I’ll try that first.).

    Remember that if you have a diagnosis of celiac, the additional expense for your gluten-free foods over “normal” food is a tax-deductible medical expense (so long as you have enough medical expenses to meet the floor and then itemize it). I know this only in passing, as I am only wheat-free and cannot take this deduction. But check with your tax preparer. (And if you are very low-income, check with your local public library for free tax preparation services.)

    For those with full-blown celiac, is it a risk to buy Asian rice noodles? They run about $.90/lb at most Asian markets. They’re refined, but if you just want an occasional variation from rice & potatoes for cheap starches…

  3. You could also add “buying seasonal produce,” which really helps cut down on the price. And Farmer’s Market’s are also a really great way to cut costs on produce, often organic. At our local food cooperative, they have a reduced produce bin. For .35/lb, there’s usually something in there a little battered or bruised, yet most often still as tasty. American’s are too caught up on the esthetics of food. And while I’m all for plating esthetics (there’s something so appealing about digging into a plate of food artfully displayed), there’s nothing wrong with buying an apple slightly bruised or a potatoe with a few extra eyes. It’s easy enough to cut those pieces out and you’re still left with the taste, at a substantially reduced price.

    Mary Frances, I’m looking forward to receiving this week’s menu plan!

  4. One more thing: Consider joining a CSA! (Community Supported Agrigulture). They are a big up-front expense, usually $500-$600 for a 20-week summer share. But you get 1-2 full grocery bags of fresh, organic produce every week. We split our share with friends, so it came to $12.50 weekly for so much good food! I probably spent about $15 weekly in addition on farmer’s market tomatoes, corn and cukes (because we eat so much of that) and I gardened. With all of that good, fresh produce, we cut our grocery trips to once every 3-4 weeks. That cut back on those impulse buys (as well as the delicious, nutricious, but overpriced Tropicana OJ we tend to go for…) by virtue of less walking into the building.

  5. Thank you for starting this series. With four of us(mom,dad,two teens) eating gluten free, we need all the help we can get. Cooking from scratch is the safest and cheapest option for us.
    Wendy

  6. Beware when buying store brand or generic because often these items contain gluten when their original name brand counterparts did not. I have seen it in anything from drink mixes, packaged meats to Worcestershire sauce.

  7. GF Domestic Engineer

    Hi, I am newly diagnosed with gluten-intolerance and am thanking God for this website-also thank you Mary Frances! I do have some questions after viewing some of the GF recipes. I live in Alabama and we have a lot of grocery chains like Publix and Whole Foods. What store can I shop for GF products like pasta, bread ingredients, and basic pantry items and Spend the Least? I am planning on buying a bread machine to make my own bread, but as for pasta…maybe one day I will have the time and patience to make my own. Also, is there anyone that is eating GF and following a Blood Type Diet? I have been reading Dr. Peter D’Adamo’s book on BT Diets for a couple of months, before going GF, and now I am trying to incorporate that diet with a GF diet. I am a little overwhelmed, but at least I am starting to physically feel better =)
    Carolyn

    1. @GF Domestic Engineer: You can get GF pasta and most of the ingredients for my “Finally, Really Good Sandwich Bread” at Walmart. I generally order Bob’s Red Mill brown rice flour and xanthan gum directly from the Bob’s Red Mill site or Amazon, but you can also find those items at Publix or Whole Foods (I grab them there if I don’t have time to wait for shipping), however it’s much cheaper to order in bulk.

  8. Carolyn–I saw your question about the Blood Type diet. We did it strictly for two years and we still follow it loosely now. We have two type A’s. an O , and a B in our house and we’re all gluten free. Tricky at first, but works so well with chronic illness and getting back your health.
    Wendy

  9. GF Domestic Engineer

    Thanks for the help Mary Frances. I will have to request GF products to be stocked at my local Wal-Mart. Hopefully they will be helpful!

  10. Definitely some good advice in here, Mary Frances. Great timing for a series I’m sure many of us can use! Thanks for doling out the advice, Heather. I’m working on increasing my entirely made-from-scratch foods. It’s certainly a process with being gf!

    I do take a bit of issue with #7. Assuming by ‘normal’ foods Heather means foods with gluten in them, there’s a real danger of cross-contamination in a kitchen that contains both glutenous and gluten-free foods. (One knife spread on the glutenous bread before going back into the jam jar can make a person sick. One piece of glutenous bread on the toaster oven can leave enough gluten to make a person sick. Etc.) In our kitchen, my husband can have self-contained glutenous/allergen-containing items that I can’t have, like regular beer (contained in cans or jars that don’t come into contact with anything I use). But if he had wheat flour or wheat bread or items like that, I’d be at too great a risk for cross-contamination. . . . Also, gluten intolerance and food allergies can be enormously isolating experiences for the person going through them. I think it’s important for families to show solidarity by being willing to eat by the standards of the one who’s going without, at least most of the time. I’ve heard from a variety of blog readers that it helps with an allergic child, especially, if that child’s siblings and parents take on the cause as well, at least when they’re at home, and it’s been a huge boon to me that my husband has embraced eating by my restrictions at home with me.

    On a general note, I think it’s vital that, over time, we consider not only the cost to our pocketbooks of our groceries, but also the cost to the environment. There’s a variety of ways to do that, and some of them are cheaper than other options (like cooking from scratch). But some are pricier, initially. I think I maybe should just write a post about it instead of hijacking your comments ;), but sometimes a food that costs more initially is going to have greater societal benefits in the long run and may also be much better for our personal health, as well. Organic food and locally produced food (like the CSAs mentioned in the comments) are two examples.

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